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Make Cheaper Payment Online With FirstBank Visa Card

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This post is for all my blog readers who have been asking me for cheaper ways to make payments online. This is a guest post by the CEO of DIVIDI MULTICONCEPT who is also the owner of www.naijaabsolute.com.

Some so-called experts have told many of us that GTB MasterCard and UBA Africard are the best options for making online payments. Many of us accepted this hook, line and sinker.

I want to introduce you in this post to a cheaper card for online payment. It is FirstBank Naira Visa Prepaid Card, a very affordable and convenient card to use. The most interesting aspect is that you will be charged based on the International exchange rate.
Take for example, as at the time of writing this piece, MasterCard and Africard charges are in the region of 165 and 166 naira per dollar but charges on FirstBank Naira Visa Prepaid Card is 158.5naira at the moment. That’s a massive 7 or 8 naira per dollar savings for you. That means increase in profit for you as an importer.

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So how do I get this card?
Walk into any FirstBank Branch nationwide and tell the Customer Service Officer that you want a NAIRA VISA PREPAID CARD. Please emphasize the card name so you will not be misinterpreted because there are several types of VISA Cards on the Bank’s product menu.
How much is the card cost?
The card costs just N2,000. No hidden charges whatsoever. You will be given a virtual account number which you can use to make payments or transfers into the account anywhere, anytime.
Two passport photos, a valid ID Card and a recent utility bill.
Even if you are not an account holder with the bank already, you can still get this card.

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Since I was a 22-year-old undergraduate in University, I've run a home-based business importing products from China and generating millions of Naira on a yearly basis. Since then, I've made China and its culture not only a key part of my business but also of my personal life.


  1. Good post. I’m dealing with some of these issues as well..

  2. Good post. I strongly believe in prepaid cards and since I have been using them to make payments online, I have found them to be cheaper, safer and more convenient than all the traditional debit cards.
    Getting prepaid card from any bank is easy, just walk into any of the bank branch and fill out the necessary form and your card will be issued to you instantly.
    I support your post, well done.

    • Sir bank card are you using now that very ok and smooth for payment online please help me.i have not been able to purchase even a pin from eBay because of the cards i use.

      • Just apply for a dollar credit card. You can make purchase anywhere in the world without any issue

  3. Truly the firstbank prepaid debit card is ideal for most purchases in Nigeria and many online transaction but the only thing I see as a negativity to this card is that it is not accepted in many of the bwestern world website.
    This is a problem that most of the Nigerian bank should look to solve. Nevertheless, I say an article that StanbicIBTC bank is working with a world class payment solution company – Skoybus Services Limited and Visa (the world most popular payment network) to solve the problem.
    I learnt from a reputable source that Prepaid Card will solve most of the problems faced by Nigerian in shopping on the internet

  4. What about first bank master card ..is the cost higher than visa card cos I’m using first bank master card presently..

  5. I must commend you for a job well done. Pls text to me d bank details for d e book Do send me ur bank details to tasgoke@gmail . Com or 234 8085628826 god bless youOR whatsaap etisalat 08187829972 or mtn 08130159087


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